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Free, expert mortgage and lending advice
Working with clients in Invercargill in person and throughout New Zealand through online meetings
Expert advice on home loans and working with a mortgage broker
Ever wondered why it's better to work with a mortgage broker than directly with the bank, or whether it's possible to get a mortgage when you don't have much of a deposit or a not-so-great credit history? Browse our blog for the answers to these questions and more. And, if you are looking for independent advice on your home loan from an experienced mortgage advisor or need a lending broker that can help you restructure your loans, we can help.
Nov
24
2025
Big Cash-Back Rewards for Switching Banks

Big Cash-Back Rewards for Switching Banks

Christmas is coming fast, and who wouldn’t love a little extra money in their pocket before the holidays? Right now, several of the banks we work with are of...

May
27
2025
How to Choose the Right Mortgage Broker in Invercargill

How to Choose the Right Mortgage Broker in Invercargill

1. Look for Local Experience Invercargill’s property market has unique features, from family homes in Hargest to lifestyle blocks near Otatara. A local broke...

May
20
2025
What’s the Difference Between a Bank and a Mortgage Broker?

What’s the Difference Between a Bank and a Mortgage Broker?

Working with your Bank Your bank knows you, and it can feel easy to just pop in and ask for a loan. But here’s the thing — they can only offer their own loan...

May
13
2025
How to Get a Mortgage with a Small Deposit in Invercargill

How to Get a Mortgage with a Small Deposit in Invercargill

With Invercargill’s lower house prices and supportive lending options, owning a home with a smaller deposit is possible. Here’s how to do it—with guidance th...

May
7
2025
5 Big Mistakes First-Home Buyers Make (And How to Avoid Them)

5 Big Mistakes First-Home Buyers Make (And How to Avoid Them)

Here are 5 big mistakes we often see first-home buyers make—and what you can do instead. Mistake #1: Not Getting Pre-Approved First Why it’s a problem: If y...

May
1
2025
Mortgage Field Advisers Now Accredited with Kiwibank

Mortgage Field Advisers Now Accredited with Kiwibank

Why This Matters for Our Clients Becoming accredited with Kiwibank has been a goal of ours for quite some time. We’ve seen the demand from clients who value ...

Mar
28
2025
How Income, Expenses, and Debts Are Being Assessed by Lenders in 2025

How Income, Expenses, and Debts Are Being Assessed by Lenders in 2025

1. Income: Stability and Sustainability Are Key Banks want to see that your income is reliable, consistent, and sufficient to cover loan repayments alongside...

Mar
10
2025
A Guide to Open Bridging Finance in New Zealand: What You Should Know

A Guide to Open Bridging Finance in New Zealand: What You Should Know

What is Open and Closed Bridging Finance? There are two types of bridging finance Closed Bridging Loans  Where you have a confirmed sale date for your existi...

Mar
3
2025
Introducing Instant Home Insurance Quotes with Initio Insurance

Introducing Instant Home Insurance Quotes with Initio Insurance

Why Choose Initio Insurance? 1. Initio Insurance Initio offer instant online insurance for homeowners, making them the easiest and friendliest insurance expe...

Feb
20
2025
ANZ Drops Mortgage Rates – What This Means for You

ANZ Drops Mortgage Rates – What This Means for You

ANZ has just cut its two-year fixed mortgage rate to 4.99%, making it the cheapest offer among the big banks. This follows the Reserve Bank’s decision to low...

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Free, expert mortgage and lending advice
Working with clients in Invercargill in person and throughout New Zealand through online meetings