36 Months Fixed
When you sign up for a 36-month fixed home loan rate with your chosen lender, that means you pay the same rate for three years (36 months).
Once that 36-month period ends, you can opt for a floating rate or another fixed term rate. Contact a mortgage broker to discuss your options.
When a 36-month fixed home loan term may suit your goals or needs
• You are budget-conscious and want consistent loan repayments for an extended period.
• You are not interested in re-fixing or reviewing your home loans within a short period of time.
• You are an investor who is looking for long term options, dependent on the rate offered. Get in touch to find out more about competitive bank lending terms.
36 MONTH FIXED RATES
Check out the table below to compare each bank’s 36-month fixed rates. Even though these are the banks’ “advertised” rates, we may be able to negotiate lower rates. New borrowers may also be eligible for cash.
36 MONTH HOME LOAN FIX RATES |
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BANK...........................SPECIAL RATE* ANZ...............................................................4.45% ASB...............................................................4.69% BNZ CLASSIC.................................................4.39% THE CO-OPERATIVE BANK.............................4.49% SBS BANK......................................................3.75% WESTPAC BANK............................................4.69% |
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Last updated Friday 19 November 2021, 9.46am
*Special Rates come with terms and conditions. e.g available for owner occupied home loans with at least 20% equity/ deposit and in some cases apply to First Home Loan customers with up to 5% deposit.
Disclaimer
Every possible effort has been made to keep the information in this table as accurate as possible. However, neither the publishers of Mortgage Field nor anyone engaged to compile this table accept any liability for inaccuracies or any loss suffered as a result.
It is strongly advised that readers check loan details with the respective banks.
The examples shown above are only a guide and so we strongly recommend you contact us to ensure that this rate is fit for purpose.